Empowering Your Financial Future
At Moniwise, we provide unbiased financial planning services tailored to your unique needs. Our mission is to empower individuals and families with the knowledge and tools to make informed financial decisions, ensuring a secure and prosperous future.
Our Mission
Unbiased Financial Planning
The entire financial services industry pushes investors in believing that the biggest problem is picking the right mutual fund and timing (entering/exiting) the market.
Financial Empowerment of Women
80% of women in India struggle with financial literacy. This lack of awareness and accessibility hinders their ability to make informed financial decisions and achieve financial independence.
Combat mis-selling of financial products
Financial products like Funds and Insurance (health, Life, etc.) - All have been subject to mis-selling. Some deliberate (for commission), some due to lack of awareness of the nuances within the product offering.
Financial Literacy in Younger Adults
Three-fourths of the adult population in India do not have more than a fundamental understanding of financial planning concepts. Within younger adults, just 30% meet the threshold of financial literacy.
Our Services
We offer a wide variety of services and options to suit your financial needs
Portfolio X-Ray
Full review of your portfolio
For a confident investor, or one with a wealth manager, but looking for an independent review of your portfolio
Enabler
Tailor a custom financial plan
When your investments are all over the place, looking for portfolio consolidation, or new to investing and want to invest to a predefined plan.
Superman
Consolidate, create and execute financial plan
Tailored for those looking for a trusted, unbiased partner to manage your investments and track them for you according to a mutually agreed financial plan.
End-to-End
Superman + Tax filing + Will creation
You want an end-to-end white glove service that covers Superman service, including a partner to file your taxes and create a Will for you on your behalf to secure safety for the next generation.
Doing well with money has a little to do with how smart you are and a lot to do with how you behave.
Services Explained
360-degree financial planning services
Portfolio X-Ray
Identify any risks and gain confidence on your portfolio
- Correlation between holdings
- Risk identification
- Corrective suggestions
- Tax efficiency & Cost reduction strategies, if any
What you get:
A detailed analysis of your portfolio and a status of your financial health
Enabler
Cover the basics, consolidate your portfolio and an unbiased financial plan to help execute and track
- Financial plan covering life goals
- Risk profiling
- Present financial health
- Tax efficiency & Cost reduction strategies, if any
- Identify and agree on right tool to use
What you get:
Financial plan and setting up investments
Superman
Creating an unbiased financial plan, a well balanced financial portfolio and execution of trades on your behalf
- Financial plan covering life goals
- Risk profiling
- Present financial health
- Tax efficiency & Cost reduction strategies, if any
- Create core & satellite stock portfolio
What you get:
Financial plan and setting up investments
End-to-End
Creating an unbiased financial plan, a well balanced financial portfolio and execution of trades on your behalf, in addition to tax filing and estate planning
- Financial plan covering life goals
- Risk profiling
- Present financial health
- Tax efficiency & Cost reduction strategies, if any
- Create core & satellite stock portfolio
What you get:
Financial plan, Quarterly reviews, Execution of trades, Tax filing and Will creation
About Me
Gopalakrishna Narayana Moni
CFA Charterholder, RIA
SEBI Registered Investment Adviser, with over 20 years of experience in Financial, IT and Healthcare sectors. **On a mission to improve financial literacy and awareness among younger adults and women through seminars, workshops, and by running a financial awareness blog.**
Fee Structure
Portfolio X-Ray
₹5,000 / requestFixed - On Demand
Perfect for pretty much anyone looking for a review
- Risk Profiling
Enabler
₹12,500 + 0.35%* of AUMHybrid - Yearly
**Recommended for assets < ₹75L and for those new to investing.**
- Risk Profiling
- Consolidate Investments
- Financial Planning
Superman
₹15,000 + 0.50%* of AUMHybrid - Yearly
**Recommended for portfolios that are > ₹75 Lakhs.**
- Risk Profiling
- Consolidate Investments
- Financial Planning
- Core & Satellite Stock Portfolio Creation
- Execute Actions
- Monitoring and Control
End-to-End
₹25,000 + 0.50%* of AUMHybrid - Yearly
**All-inclusive, recommended when assets are > ₹2 Crores.**
- Risk Profiling
- Consolidate Investments
- Financial Planning
- Core & Satellite Stock Portfolio Creation
- Execute Actions
- Monitoring and Control
- Tax filing and Will Creation
Gopal has always guided me well on my financial planning needs and shared a detailed plan, which helped me start the journey of investing for my future 12 years ago. Whenever I have a question on my finances, I always look to him. I have referred several of my friends to him and would always recommend him as a trustworthy and a dependable person to guide.
I've known Gopal for nearly a decade, and his guidance was instrumental in helping me grasp the fundamentals of goal-based investing and develop a financial plan. This support allowed me to embark on my investment journey a few years ago. To this day, he remains my go-to expert for advice on investments and retirement planning. His unique strength lies in understanding individual needs and providing tailored recommendations.
Financial Literacy
Contact Us
Contact us for a free consultation